Seller ProfitCALCULATORSee the fee and net from a payment, or find the amount needed for a target net.
Your estimate
Example inputsExample payment. Change the inputs to calculate yours.
Net after PayPal processing
Before taxes payable and business costs
PayPal Checkout / Guest Checkout: 3.49% + $0.49. This is not business profit or a guaranteed bank payout.
Published domestic rate only; check your actual account fee. See scope & rounding.
No valid result is available. Correct the inputs and calculate again.
PayPal rules reviewed 2026-10-05 · /methodology#paypal
Domestic means both parties are in the US as identified by PayPal. International, conversion, withdrawal, refunds and special contracts are excluded. Full scope.
How it works
Processing fee = payment × selected percentage, rounded to the nearest cent, plus the fixed fee once. Net = payment − fee. Any buyer tax inside the payment is still a liability after processing; shipping, product costs and ads still need their own cost calculation.
Check Shopify costs or use the entered-cost margin tool. Do not automatically add a PayPal fee to a managed eBay or Etsy order that already includes payment processing.
Worked example
To keep $100 after this fee, the minimum modelled payment is $104.12. Set a target to check another amount.
Common questions
Clear answers before you set your price.
All fee rules & sourcesUS domestic commercial payments in USD: both parties are US residents as identified by PayPal. Select PayPal Checkout/Guest Checkout, Standard credit and debit card payments, Send/Receive Money for Goods and Services, or PayPal Pay Later. International receipts, conversion, Advanced/Expanded Card contracts and other payment types are outside this estimate.
PayPal's published Send/Receive Money for Goods and Services domestic line is 2.99% without a fixed fee. Checkout and Standard Card lines have their own rates and a $0.49 USD fixed fee. These are separate transaction types; choose the one actually used, not the lowest available rate.
No. It is the gross payment minus the selected processing fee. Product costs, postage, ads, taxes payable, platform charges and other expenses still need to be deducted to estimate profit. Withdrawal fees, holds, adjustments and payout timing are not modelled.
Enter the entire USD payment processed, including charged shipping and any tax in that payment. This tool does not determine a tax rate or subtract tax payable from processing net. Use the platform profit calculators to keep buyer tax separate from seller revenue.
The tool finds the smallest whole-cent gross payment leaving at least your target after the selected percentage and fixed fee. It uses the same nearest-cent, half-up estimate rounding as the fee mode and shows the preceding cent's lower net. The supported gross limit is $1,000,000; this is a calculator limit, not a PayPal transaction limit.
